Pre-Mortgage Security Valuations
Buying a new house can be as exciting as it is stressful. Before you can move into your new house or rent out your new property you need to first secure the right finances. Lenders will base the amount they are willing to lend you based on what they think the subject property’s value is. Importantly, this value and the actual sales price might not be the same.
A Pre-Mortgage valuation will calculate the value of a property and put a potential property buyer in a better potential when seeking a loan. With a Pre-Mortgage valuation in hand, you have the perfect negotiating tool to use when cementing a loan. The team of expert valuers at Valuations TAS are the perfect team for a valuation like this.
Each member of our expert valuations team has over 20 years of hands-on experience in the valuation’s world. This rich background in the field places them in the perfect position to perform any valuation, including on for pre-mortgage purposes. In their time as valuers each senior valuer has learnt all they need to know to perform the right type of valuation for any reason.
Our valuers are not only experienced, but they are also fully certified. Each member of our team is a Certified Practising Valuer (CPV) and a proud member of the Australian Property Institute (API)—the leading membership group for Australian valuers—and many also hold AVI and RICS qualifications. To earn these certifications, our valuers must complete tertiary education in a relevant field and undergo a rigorous two-year traineeship with a seasoned professional. This comprehensive process ensures that our team consistently delivers valuations with the highest standards of expertise, accuracy, and ethical integrity.
Our valuers must also consistently show a high level of professionalism to retain their position as a CPV and membership with API. The valuations that they produce are always of the highest possible standard. Their care, dedication and ethical fortitude ensure that the reports they produce will provide all you need.
Our Pre-Mortgage Security Valuations Reports
The valuation reports that our experts produce for Pre-Mortgage purposes are always highly detailed and transparent. Our valuers will include all the relevant data they used to find the proper value of the property you are looking to buy and with this document you will be able to have a better understanding of how much you need to borrow.
Our valuers consider all relevant information of a property. They create a property profile that will include information on the property’s location, size, condition, layout, room compositions and much more. Only after creating a profile that can take a full and complete view of the property can our valuers move to the next crucial step.
The expert valuer working on your chosen property will compare it to others like it. By using all the information that they have collected our valuer is able to determine what other properties can be used to compare the subject property too. Once they have done this they can take advantage of their years of work in the industry to calculate a precise value.
All valuations performed by Valuations TAS are wholly independent. Unlike a bank we work for your interests alone. We want to do all that we can to produce a valuation that works for you and your situation. A valuer from a bank on the other hand is looking to secure the interest of the bank they work for.
If you are looking for a pre-mortgage or have any questions, you can contact us by completing the Contact Us form below or by calling us at (03) 6169 2559.